Do I need a payment license to use Citizen?

Citizen is a fully licensed Payment Institute, so you don't need your own license to use us!

Since Citizen is a licensed Payment Institute regulated by the UK FCA, you don't need a license to receive payments with us.

We are licensed to provide both Account Information Services and Payment Initiation Services across the UK and EU 🇬🇧🇪🇺 

Our FCA reference number is: 826720 and you can view our regulatory status on the FCA's register.